Step 1: Bankruptcy Credit Counseling Class and Certification
When you’re ready to file for bankruptcy, the first step is to take a mandatory pre-filing Bankruptcy Credit Counseling class with an approved provider such as Allen Credit & Debt Counseling Agency.
A Simple Process
You can take the Allen Credit & Debt Counseling Agency (“ACDCA”) Bankruptcy Credit Counseling course online or by phone.
If you choose the online class, please note that after completing the online course you must speak with a live ACDCA counselor to complete your counseling session. ACDCA counselors are available 24 hours a day 7 days a week, 365 days a year (If you make an initial call to ACDCA to register, this does not satisfy this requirement — you must contact a counselor again after completing the online portion of the course.)
Our course fee covers both single and joint filers. There is no additional charge for taking the course with your spouse.
Once you complete this bankruptcy credit counseling course process, you and your spouse (if taking the course jointly) will each be issued a certificate of completion. The certificate(s) will quickly be sent to both you and your attorney (if you are working with one) and is to be included as part of the paperwork for the bankruptcy filing process with the court.
Why not register now? The ACDCA bankruptcy credit counseling course is available online or by phone.
- Convenient online classes 24/7, day or night
- Complete at your own pace
- Affordable — among the lowest priced programs available anywhere!
One Price covers Single, Joint and Married Filers (no hidden fees!)
Online Course: $20
Already registered? Click here.
Find Out For Yourself Just How Good We Are –
If you ever have any questions or need more information, our Customer Service staff is available by
email or by phone toll-free at 1–800-BK-CLASS (252‑5277) Option 1, 24 hours a day, 7 days a
week 365 days a year.