Fee Waiver Policy

First Course Fee Waiver Policy

The provider offers services without regard to a consumer client’s ability to pay. Consumer clients may be eligible for a reduced fee or fee waiver upon written verification of their household size and income. A reduced fee or fee waiver will be assessed based on 150% of the Federal Poverty Level Guidelines last published by the United States Department of Health and Human Services ( DHHS ) for the household size and financial circumstances. The provider will evaluate all client household sizes and household incomes to determine their eligibility for a reduced fee or fee waiver. Consumer clients do not have to specifically request a waiver.

In order for the provider to determine your eligibility for reduced fees or fee waivers, please submit:

1) household size (if you are determined to be eligible for a reduced fee or fee waiver, you will be required to provide supporting documentation such as income tax returns or another government document that serves as proof of your household size);

2) household income (if you are determined to be eligible for a reduced fee or fee waiver, you will be required to provide supporting documentation such as income tax returns or W2′s, employer letter, 3 most recent pay stubs, unemployment certificate, a statement of benefits obtained from the government or Social Security Administration or leave and earnings statement from the military).

Please Note:

Do not include non-​​cash governmental assistance (such as food stamps or housing subsidies) when calculating monthly gross income.

Include the income of your spouse to calculate monthly gross income whether or not a joint petition is filed, unless you are separated from your spouse and a joint petition is not filed.

Please forward your household size (along with supporting documentation if you have been determined eligible for a reduced fee or fee waiver), and your household income (along with supporting documentation if you have been determined eligible for a reduced fee or fee waiver) to:

Access Counseling, Inc.
ATTENTION : Fee Waivers
633 W 5th Street
Suite 26001
Los Angeles, CA 90071
Email : FeeWaiver@accesscounselinginc.org

If you have been determined eligible for a reduced fee or fee waiver, and have provided the supporting documentation listed above, registration instructions will be sent to you by email or by the method specified on your waiver form.

Second Course Fee Waiver Policy

BKClass Inc. will waive the debtor edu­ca­tion fee in whole or in part when­ever a client demon­strates a lack of abil­ity to pay the fee. A client pre­sump­tively lacks the abil­ity to pay the fee in whole or in part if the client’s cur­rent house­hold income is less than 150 per­cent of the poverty guide­lines for their fam­ily size as set out in the 2014 Health and Human Ser­vice Poverty Guide­lines; http://aspe.hhs.gov/poverty/14poverty.cfm

Please Note:

1. The income for com­par­i­son to the poverty guide­lines is the “Total Com­bined Monthly Income” as reported on Line 16 of Sched­ule I of the bank­ruptcy petition.
2. Non-​​cash gov­ern­men­tal assis­tance (such as food stamps or hous­ing sub­si­dies) is not included in cal­cu­lat­ing debtor income.
3. The income of a spouse is included when cal­cu­lat­ing income whether or not a joint peti­tion is filed, unless the spouses are sep­a­rated and a joint peti­tion is not filed.
4. The income of any other fam­ily mem­ber listed on Sched­ule I as a depen­dent is also included.

You may con­tact our office at 1–877–460‑7337 or info@bkclass.com with your name and case num­ber as they appear on your paper­work for assis­tance in deter­min­ing if you qual­ify.  If you qual­ify and would like to arrange for a waiver, please for­ward a writ­ten request for the waiver along with evi­dence of any and all income by email to info@bkclass.com , or by fax to 1–877-246‑3991.

Alter­na­tively, you may for­ward a writ­ten request for the waiver along with appro­pri­ate doc­u­men­ta­tion to:

BKClass Inc.
8956 Tuscan Valley Place
Orlando, FL 32825